Financial Wellness Programs For Organizations

Organizations can now partner with The WiseAnt Group to offer
Financial Wellness Programs as a benefit to their
employees, teams or the people they serve.

When you think of an employee benefit, you think of a program that helps you attract and retain talent, right? It benefits your staff but not really your company. In fact, you might even think of them as an expense. But what if there was an employee benefit that helped both your employees and your company? That would be something you would definitely be interested in, right? Employee financial education programs do exactly that!

When you give your employees, team, or the people you serve access to financial wellness programming services, you help them feel supported as they work to resolve financial challenges and achieve greater financial strength.

How We Can Help

Investment in financial education and well-being programs are becoming increasingly important to attracting and retaining top talent and even clients. At The WiseAnt Group, we work with you to develop strategies that aim to mitigate cost while delivering a comprehensive financial education and unique employee experiences. Your employees or customers will receive support and continuous training throughout their short and long-term financial goals and through actionable steps and deliverables.

Financial Education that Directly Benefits Employees

The WiseAnt Group’s Employee Financial Wellness
programming helps your employees achieve financial
dignity and direction for their future.

When it comes to building wealth, persistence and resilience are more powerful than pedigree and raw intelligence.”

For the majority of Minorities, especially Black/African Americans and Hispanics in the U.S., even affluent ones, the experience of intergenerational wealth is novel. Passing on wealth is also about the financial values and work ethic the next generation needs in order to prosper. You can’t begin to pass on financial values without a solid foundation in basic financial education. That is where The WiseAnt Group comes in – We Educate, Empower and Connect!

How the Program Works

The WiseAnt Group’s goal “Inside the Workplace” is to encourage every major employer in the U.S. to provide financial education services as part of its benefits package, employee assistance program, or professional development training. These services help provide employees with the financial freedom that allows individuals and families to weather emergencies, build transferable wealth, navigate student loan debt, and plan for the future.

Our instructors will EDUCATE your employees on what they need to know, EMPOWER them through putting what they learn into practice and CONNECT them to the resources they need to be successful in meeting their financial and life goals. Your workers are likely your biggest asset and drivers of your success. Evidence suggests financial wellness programs are as effective as health and wellness programs at changing employee actions. Not only will employees gain financial skills and confidence, the employer may see benefits such as increased productivity and cost savings associated with reduced sick leave, and disability.

The WiseAnt Group has a series of programs to support their path to successfully managing their money, paying for college, owning a home, starting a business, investing and saving for retirement, buying adequate insurance coverage while ditching debt and building generational wealth!

Although our financial wellness programs are customized to the needs of your organization, each program shares the common goal of making a lasting difference in the lives of the people you serve. Some may feel an instant boost in their financial confidence; often a person’s stress can be reduced just by getting a few questions answered. Others may experience long-term benefits as they translate financial education into positive life action.

Our Customization Process

To accommodate a wide variety of schedules and needs, we offer financial education services that best fit your situation. During the initial program design process, we will analyze your unique situation and data to create a mix of educational methods and delivery options that meet your needs and outcome goals.
At set points during the educational process, we provide your organization with detailed program reports. This reporting includes details on attendance, test results, survey feedback, and other program measures. To respect and protect team members’ privacy, no personal financial data will be shared.
Each organization has specific needs and constraints when offering team members access to financial coaches. We have built our organization program to be flexible to accommodate the needs of different organizations and team members.

Complete Participant Experience

We provide complete solutions to your financial wellness program needs, including a focus on ensuring that participants have a positive experience. We support your efforts in empowering your staff and the people you serve with financial literacy education resources that provide high-quality content and practical lessons that focus learners on applying the lessons to real-life situations. We accommodate your team at several different touchpoints.

Depending on your selections, participants may receive:

Professional Corporate Learner Experience
Live Presentations (in-person or webinars)
Online Learning Center (student login)
Continuing Education Resources (handouts & e-delivery)
Comprehensive Reporting
Marketing & Promotional Resources
Financial Planning Tools & Resources

Throughout the program, we provide comprehensive reporting for your employee wellness measures. The programming report demonstrates program results and highlights details that show how your company contributes to your employees’ financial, physical, professional, and social well-being.

Benefits of Employee Financial Education

1. Reduced Employee Stress
Too many workers are stressing over their finances. As numerous studies have shown, this kind of stress often results in physical symptoms like high blood pressure, digestive issues, sleep problems, migraines, and muscle tension. Perhaps most worryingly, financial stress can lead to an avoidance of medical care.

2. Increased Productivity and Morale
Employees with poor financial literacy can spend as many as six (6) hours during the workday per week thinking about or dealing with issues or problems related to personal finances. According to the Salary Finance survey, “a cash-strapped employee is 5.8 times more likely to miss deadlines and 4.9 times more likely to produce lower quality work.” Improving employee productivity by decreasing the amount of work time lost to personal finance issues is a primary motivation for employer-sponsored financial wellness programs. Employees under high levels of financial stress have higher rates of absenteeism. When employees feel better about their finances and have the security they need, everyone benefits. The mood in the office is much better. Morale improves and people feel more confident in every area, including their work. You may notice better ideas being generated. Employees will be less distracted and frustrated. Productivity also improves significantly when people aren’t worried about their financial life outside the office. You’ll also retain more employees because your staff won’t feel the financial pressure to find a better paying job. There’s a lot to be said for cultivating an employee base that isn’t constantly looking for something else! These are benefits that employers often don’t think about, but definitely notice after they implement an employee financial education program.

3. Reduced Employee Turnover – Aiding Recruitment and Retention
Millennials (46%), Gen X (44%), and Baby Boomers (30%) say their commitment to their company is influenced by how much the company cares about their financial well-being. Wellness programs are high-value benefits that today’s employees are looking for. A company-sponsored financial wellness programs is a prime indicator of your company’s culture and investment in your employees, which could serve as a competitive advantage in today’s saturated market.

4. Increased Use of Company Benefits
Employees will usually not take advantage of some of the benefits you offer simply because they seem too complicated. This means that they aren’t getting the gains you intended for them, and that you’re not getting the hiring and retention benefits either. When your staff has a better grasp of their financial situation, they’ll be better equipped to use benefits such as life insurance, 401(k), and more. In fact, you can include these programs in your financial literacy program. As employees take advantage of your various benefit packages, they’ll gain the perks you intended them to have. This will help them feel more confident and bind them to your company as well. Increased loyalty is a big gain for your company.

5. Lower healthcare costs.
Companies that offer wellness programs typically see savings tied to lower healthcare costs. Financial wellness can be part of this program. Lower the stress, lower the healthcare costs.

Next Steps…

For organizations seeking to support their teams with financial wellness programs, we have your solution

It’s clear why employee financial education is becoming a benefit that employers around the country are offering. It not only helps employees where they need it most, but it also benefits the company directly through increased focus, better morale, more productivity, and lower health costs.

Designing a financial wellness program that creates measurable increases in financial capabilities while supporting your organizational objectives takes expert design and execution. We have proven systems that provide your organization with educational-grade content, positive user experience, and a team of experts working for you. If you’re one of the 80 percent of employers noticing that employees’ financial concerns are affecting them at work, it’s time to make a difference. It’s vital for both you and your staff! Take the next step today to contact us to see how we can bring the benefits of financial education to your Workplace or to your customers.

How We Can Help

Financial Education that Directly Benefits Employees

When it comes to building wealth, persistence and resilience are more powerful than pedigree and raw intelligence.”

Complete Participant Experience

For organizations seeking to support their teams with financial wellness programs, we have your solution

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